As you may already know, generally, each “applicable large employer” (see our article Health Care Reform: Employers Should Prepare Now for 2015 to Avoid Penalties to determine if you are an applicable large employer) is required to file information returns with the IRS (Form 1094-C) and provide statements to its employees (Form 1095-C) about the health insurance offered by the employer.
In a recent case from Kentucky, the insured suffered a fire loss at her home.1 Although no one was home at the time of the fire, investigators found that the fire was intentionally set.
Only one jurisdiction in the nation — Oregon — requires lawyers to carry legal malpractice insurance.
Do you read your insurance policy? Do you even have a copy of it? If you are like most insureds, the answer is no.
Some doctors who examine for insurance companies feel free to play fast and loose with the truth when making reports on the condition of out of work employees because they do not have to fear malpractice claims.
One way to protect your business from financial loss, reputational damage, and the expense of regulatory scrutiny in the event of a data breach, is to require your vendors with access to your customer and employee personally identifiable information, to carry cyber insurance.
For many years, the U.S. was the only country actively seeking to use its laws to fight corruption.
So what does it mean if you are an ERISA litigator who writes a blog and you are too busy litigating to write a post on Tibble v. Edison (even though you have published a widely read article on the case) right after the Supreme Court issues its opinion on the case?
Key takeaway: The insurance applications and underwriting questionnaires prepared in connection with cyber insurance do matter.
The answer to this question may depend on the actions that the insured takes when it applies for coverage and during the period the policy is in force.